No secrets. No tricks. Just simply ask for a discount. Ok, maybe you could script yourself before you ask. I’d recommend stating that you understand it is customary to give a 25% discount when paying all at once in cash. It might not be their policy, but you’ve broke the ice and put a figure on the table.
This site is a forum that can be used by patients to ask questions about their medical bills. Not only can they ask questions, they can also get answers. Not just from me, but from other Claims Assistance Professionals from around the country. In fact, other patients may share their similar experiences with you.
Statistics show that 9 out of 10 medical claims submitted to insurance companies contain billing errors. These errors convert into costly bills for regular everyday people. Medical Billing Advocates put an end to these billing errors saving consumers thousands of dollars.
Some tips on dealing with medical debt. There are many options available and if you are in medical debt, here are some solid tips to help you get help.
There are few things that can destroy your financial future quicker than a pile of unpaid medical bills. They can be just as difficult to catch up with as credit card bills and other financial pitfalls. The difference is that unpaid medical bills often carry a much higher price tag than other bills, and that they can come very suddenly and with little or no warning at all.
It’s a typical health insurance scenario. You or a family member has some medical procedure done. It usually involves a hospital stay. Within a few days or weeks, all of the bills come to you from the doctors, the hospital, the anesthesiologist, the labs, the radiology department, the surgeon…everyone who had a part of your health care event. But what if some medical procedures are denied? What if some are underpaid? How do you challenge the determinations of the insurance company examiners? Find out here.
The process of medical billing is necessary, yet can be frustrating for both the patient and the doctor’s office. The patient is placed in a position in which they depend on their health insurance for payment; and, that is also the case regarding the doctor’s office as well. Like the health insurance provider, medical billing companies act as a third party to facilitate the process.
There are some medical issues that should be treated by your primary physician. There are others that should be treated by a specialist. As a patient, you must realize that your co-pay or co-insurance responsibility is usually higher if you see a specialist. You also should seek the best treatment for the medical condition.
Here are some good questions to ask your physician
Be on the alert. There are companies that are selling “cures” to the H1N1 Flu. A lot of these are scams to make money. Therefore, it is costing you money if you fall for one of these scams. This video discusses some of the scams that are out on the internet right now.
A lot of patients have become better health care consumers by asking for an estimate prior to approving expensive medical procedures. It is easier to negotiate or compare providers before you actually had the medical procedures performed. Therefore, taking the time to ask for and review estimates can save you money on your health care costs.
One common mistake patients make is not asking for all the bills. What do I mean when I say “all the bills”?
